NHS Pensions

For most medical and dental professionals, the benefits provided by the NHS Pension Scheme will be the bedrock of their personal financial planning. These benefits are extremely valuable. However, most of our clients put in place additional arrangements to augment the benefits provided by the NHS Pension Scheme.

For example, many clients make provision to increase the retirement benefits provided by the NHS Pension Scheme by contributing to one of the top-up arrangements offered by the scheme. While children are growing up, many parents decide that the lump sum of (generally) two times their NHS income would be insufficient and so they arrange additional life assurance and critical illness insurance. In addition, doctors and dentists routinely arrange for insurance to provide an income to supplement the NHS ill-health pension if they are unable to work.

Having provided specialist financial advice to medical professionals prior to the NHS Pension Scheme coming into existence, MIA understands both the intricacies of the NHS Pension Scheme and the unique needs of our clients. MIA is therefore ideally placed to recommend products that complement the benefits provided by the NHS Pension scheme.

We are also fully aware of any changes made to the NHS Pension Scheme and are therefore, in an ideal position to provide you with the most up to date and accurate advice.

So, for a friendly and no obligation fee-free review of your pension arrangements simply contact your local Financial Specialist on 0800 032 1896.